Why the Kevin Blair Team?

The Kevin Blair Team is unlike most lenders in the industry as we provide a Full-Time Loan Coordinator assigned to assist our clients and partners through the process of purchasing or refinancing, this is in addition to traditional processing and loan originator assignments.

Daily Status Updates

Every day our Loan Coordinator provides a daily status update to our clients and all involved in the transaction keeping everyone on the same page each day until closing. Additional updates are provided at other times during the process, however, we like to make sure all the bases are covered on a regular basis.

On-Time Closing Guarantee

It is that simple! If you provide documents as requested within 48 hours throughout the process, and we agree to your date at the time of application, we will close on time or you pay no lender fees! (some restrictions may apply).

Pre-Closing Package

One of the lending industries most common complaints is that clients are not prepared for closing. Knowing this, we have all of our client’s documents they will see at closing emailed to them 72 hours in advance of the closing date to ensure for a smooth close.

Enhanced Interest Rate Tracking

With over 17 years of experience and thousands of closings we have invested in extensive interest rate movements and mortgage-backed securities. Clients and Partners can receive market updates on request.

Annual Review

As a part of on-going service we check in with our clients each year to review details to make sure goals are met. We review mortgage balances, bi-weekly payments being applied correctly, payoff goals, PMI (private mortgage insurance) removal, equity line needs, tax filing advantages and more regardless of your current servicer.

Courtesy Lawn Care

We know moving in can be a lot of work! That is why we provide your first lawn cut as a courtesy. It is our way of saying welcome home. We provide this service up to 14 days after closing.

Seller's Preferred Lender

For our Realtors and clients who need to sell a home and use us for the purchase financing, we have a wonderfully designed finance option flyer for the home or to hand out to potential buyers. We offer on average $500 off closing cost for the buyer of our client’s home as incentive and as your preferred lender.

What Our Clients Think...

Element Funding is a Division of Primary Residential Mortgage Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval.  Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.  TN-Department of Financial Institutions 109282.  Alabama Banking Department Bureau of Banking MC 20316.

Element Funding | Branch 5383 | NMLS 1692728

5617 Highway 153, Suite 201

Hixson, Tennessee 37343

Phone • (423) 488-7571-7 days a week

Branch - (423) 451-4814

Email • KevinBlair@elementfunding.com

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